국내 최초 신용평가엔진 개발기업, 한국스코어링주식회사

About Korea Scoring

About 20 years ago, passionate professionals from various background founded Korea Scoring to pioneer CSS(Credit Scoring System) and CRM(Customer Relationship Management) market and we have been grown to be a market leader in the credit scoring business in South Korea. Our “ScoreModeler”, credit scoring modeler, and “Polaris Credit Viewer”, a strategy management system, which we successfully developed on our own set ourselves as R&D oriented, outstanding and competent consulting and solution company in the market.

Throughout our company history, we have considered our client’s satisfaction as our first priority and our consulting as the essential process to recognize the business needs to customize our solutions for our client’s business needs. Recently, we have successfully completed CSS project for major Telco company to prove our capability to satisfy any clients either financial or non-financial. We assure we will thrive for even further growth for various clients need.

It is also very important to address our recent effort in big data, machine learning and AI which we have rooted from 2 decades of history in predictive analytics. We envision ourselves as your best business partner for your successful business.
Our People

Our employees are highly educated in math, statistics, data science and computer science. Most of us are holding master’s and PhD in their professional fields. Our talented employees set our company outstanding in the market and is the value to the company. We invest a lot of effort to recruit a talented employee year-round.
We emphasize the team-work environment to supplement their weak point and provide a lot of opportunity to grow in the team. We value our employees very high and do care for their long term bond with the company.

Services

Credit Scoring Consulting

Our competency in credit scoring modeling consulting is rooted from CRM practice. We have been specialized in credit scoring consulting and developed our own credit scoring modeler traced back to year 2005. We thrive for a best consulting provider in the market and we have proven ourselves as the one. Our clients have been satisfied and the number of clients that we have provided our service is over 50 of them. We enjoy a repetitive contracts with our clients and now we like to expand our business model into other areas.
AI Enhanced CRM Consulting for Investment Industry

We have expanded the horizon of our business even further with AI enhanced CRM consulting practice. Our expertise in CRM is rooted back to 1999 that our founder, President Park, had the ownership in CRM division that was spin off to be Korea Scoring Inc. Recently, we decorated our CRM practice with AI enhanced engine for Securities companies and banks that are for corporate pension. We are thrilled to prove our prototype engine with our existing clients at the current stage.
Debt Collection Modeling

Modeling for Debt collection procedure has been our major drive of profit. The complexity that the collection procedure it can be we expanded our expertise to predict best time to call, best channel to outreach, optimize daily practice of call center and so on. Our model is developed by our highly professional analyst and implemented by our solution division and bonded independent contractors.
We have been known for the best in the area and we are very much satisfied with our client’s credit to us. We are even thriving for AI engine such as deep belief network algorithm and random forest to build more complex model to predict various outputs that our clients request.

Product

ScoreModeler™
ScoreModeler is the professional modeling solution. It is designed and developed by Korea Scoring for predicting and forecasting the outcomes in the various industries.

Our professional consultants and R&D put tremendous efforts to reflect their actual work experience to the modeler. It features to provide easy-use for relatively inexperienced users to easily develop the scorecard.

Features and strengths
1. Features
It features to easily develop the scorecard to reflect user’s intention and task specific requirement. It facilitates the statistical analysis, strong simulation functionalities and scorecard scaling with odds which enhances the integration of multiple scorecards.

2. Strengths

Standard Process based on Tasks
Easy-Use and Various Statistical Analysis
Powerful Simulation
Scaling with Odds
3. Expected Outcomes

Improve Efficiency through standard process
Cost effective by building models internally
Universality that accommodate various tasks
Reduce risk to result in the maximum performance



Polaris Credit Viewer
Polaris Credit Viewer is a rule engine to implement scoring strategy effectively. Its design and system is proven in the market to meet clients’ needs and market trend. Polaris Credit Viewer is to visualize customer data and market data as well as facilitate effective decision making process by providing easy-to-understand performance review.

Main Functions and Features

Polaris Credit Viewer is consist of scoring operation engine and strategy operation engine. It provides seamless monitoring functionality for objective risk evaluation and economic conditions as well as predictive analytics and detailed analysis. Its easy-touse UI provides a satisfaction to beginner to faster learning curve.



Our Clients

Past 12 years of history, we coexist with our clients satisfaction. Our valuable clients are banks, insurance companies, credit card companies, lease and rent and government bodies in the financial sectors and even in Telco companies. Up to date, our clients reach to total 53 unique clients.

Objective

Global Distribution Partnership
One of the major business objective is to distribute our products globally. We try to accomplish this objective by partnering with companies geographically positioned in Asia, Europe and America. If you are interested in our products, score modeler and polaris credit viewer, please contact us at djyang@koreascoring.com.
International Partnership
We have a solid clientele basis in South Korea and we endeavor to introduce innovative products to the market through global partnership. We are very open minded and proactive. Any proposal is openly discussed. Any interested party, please contact us at djyang@koreascoring.com
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